a personal revolution
in the past month or so, i've written 2 articles for a series at monticello live entitled "churches in transition." i was quite surprised, and rather unprepared, for the comments that one of the articles generated... in both the quantity and the forcefulness of some of the opinions that were articulated. one commenter in particular, a fellow named wade, had some serious issues, not just with the church that was featured in that particular story, but with churches in general, concerning the way money is spent. because i was the author of the article in question, i felt i needed to stay neutral in my response to wade's concerns. i had advised him in my comments to take up the invitation of a member of that church to come and visit, and judge for himself if his concerns were legitimate or not. however, i've been haunted ever since then by the issues that wade brought up, and decided that here at my personal blog would be the appropriate place to comment more specifically...
let me say right up front, as i researched this, my world was literally turned upside down. i had a general awareness of the situation, but when i looked at the specifics, i was dumbfounded... and the more i thought things through, the more i realized that i was about to undergo a huge transformation in the way i look at the local church's role in Kingdom work.
this may be comparing apples and oranges, or even watermelons and grapes, but i firmly believe this is at least a good starting point for making meaningful change in the way churches allocate their resources for ministering in the community and the world. i am involved with a ministry called Compassion International, and i am also very familiar with the ministry of World Vision, another Christian child advocacy group. these two organizations minister to children all over the world, primarily through child sponsorship, and also through emergency aid for tsunami victims, sanitary water initiatives, malaria intervention and AIDS initiatives, just to name a few. these would be tremendous burdens to take on just here in the united states, but these organizations have a huge impact here and around the globe... and they do it by spending upwards of EIGHTY PERCENT of their funds on programs that directly affect those whom they seek to minister to. compassion international spends 84% of its money ministering to children, just under 8% for administrative costs, and just over 8% for fundraising... world vision spends 87% directly on ministry to children, 5% administrative and 8% fundraising.
because of these percentages, both of these ministries are recognized for their financial integrity by such groups as the Evangelical Council for Financial Accountability (ECFA), the Better Business Bureau Wise Giving Alliance, and Charity Navigator. these are figures i've known about for years, and reasons why i place so much trust in how these ministries go about fulfilling their mission.
now then, after being totally convicted by the issues that were raised by wade over at monticello live, i did a little figuring, and here is what i have discovered (about one individual church, which shall remain anonymous), based on receipts and expenditures from january through may of this year... these percentages will obviously vary from one local church to another, although i suspect the variances will not be all that great. 13% of money taken in went toward missions and ministry (i included money spent on sunday school and discipleship training, which is mostly spent on church members, but giving the benefit of the doubt, i figure if a church is teaching the bible to its members, that in turn should at least partially translate into ministry in the community and the world at large, ideally speaking)... and 87% went toward administrative (basically payroll, physical plant and supplies). these percentages are very similar to what i found at compassion international and world vision, except for one little difference... THEY ARE COMPLETELY BACKWARDS. "so, what is the possibility," i wondered, "that these figures were skewed, perhaps because income fell short of expectations?" i decided to look at what was actually budgeted for missions/ministry vs. administrative to get a better idea of intent. well, i was right, the figures were skewed a bit. missions and ministry-related items, again into which i included amounts budgeted for the education program, account for 16.4% of the budget. which means that the remaining 83.6% was budgeted for expenses related to payroll, building upkeep, and supplies.
i've turned this over and over in my head in the weeks since i first looked at this. i've slept on it, and i've lost sleep over it. i've processed it, i've ranted and raved about it, i've prayed about it. and i've come to one conclusion... IT IS INEXCUSABLE, AND IT IS INDEFENSIBLE. the first thing i've had to do was personally repent of this myself, because for years as a church member and as a staff member, i bought right into this system... CONTRIBUTED to this system with my tithes, and helped LEGITIMIZE this system by taking a paycheck from it for 13 years. the thing i must do now is try to be part of the SOLUTION to the problem... by SPEAKING OUT about it, and by PUTTING MY MONEY WHERE MY MOUTH IS.
this one thing i do know... any organization is going to show what its priorities are by where it puts its money. charities like compassion and world vision have made ministry to children their top priority, and they show it by spending upwards of 87% of their money on programs that directly benefit children around the world. most of their money goes directly toward what they are most passionate about. what then does it say about churches when the vast majority of their money goes toward paying their staff and keeping up their buildings? no organization, no charity, should ever exist for the sole purpose of self-maintenance. the notion is absurd and in regards to the Church, it is downright sinful. yet, the very fact that over 80% of a church's money is spent on itself, tells me that the command of Jesus to go and make disciples of all nations has taken a back seat to self-interest.
i will say that i dont believe that churches first start out with the thought in mind that their mission in this world is to build fancy buildings (especially not to go into debt to do so) and maintain a large payroll. but as time goes by, they lose focus and they become image-conscious... for all the wrong reasons. churches SHOULD be concerned about the image they convey... but that image should be one of dying to self rather than serving self. as i said earlier, i dont know if it's fair to make the comparison between the church and charities like compassion or world vision. and maybe the 80% standard is an unrealistic expectation for churches. however, just as we as individual believers know that we can never live a perfect life as Christ did, we still strive to be Christ-like, so i would venture to say that even if spending 80% or more on missions and ministry is an impossible goal for a church to achieve (and i'm nowhere near convinced that it's impossible at all), it's at least something the church should strive for. if somebody can show me where i'm going wrong here, i'd be more than happy to listen. but are there any churches out there that have even a 51-49% breakdown of missions/ministry vs. administrative? is any church spending more on being missional than they are on themselves?
i know it's unrealistic to all at once go from spending 80-plus percent on yourself to spending it on reaching people for Christ, but we need to start the ball rolling now if meaningful change is ever going to occur. even in my own personal giving, it's going to take time to adjust, but my goal is to spend more on ministry and missions than i do on myself.
how will churches manage this undertaking, if they even choose to try? i honestly believe the solution lies in something that is a foreign notion to the church. i've even had to swallow hard on this one, but in order for the Kingdom to increase, churches are going to have to decrease (in size that is). to get bigger Kingdom-wise, we're going to have to get smaller beauracracy-wise. churches are going to have to deconstruct and shift the focus in the direction of empowering their small groups to initiate and take ownership of the ministries of the church. it may even mean the house church model for some. this goes against everything i ever learned in seminary. i've had classes in which i was instructed on how to manage and maneuver through layers of church administration. i've sat in youth ministry classes and had professors tell me what i should expect to be paid, and not to accept a penny less. i'm having to throw this type of thinking out the window.
this morning i broke away from writing this to transport one of our kids to his job, and on the way back i ended up being part of a bible study at dad's place. during that bible study, we talked about God interrupting our lives, and i must tell you, God used a guy named wade to interrupt mine. it's been over 3 weeks since he raised these issues, and my way of thinking about ministry and the Church has been completely upended. i suspect i'm not going to make very many friends over this, and i hope i dont lose any of the ones i have, but i'm completely sold out to this. if ministries of the scope and size of compassion and world vision are able to get a handle on this concept... the concept that the bulk of their resources must be designated to doing ministry... then i feel certain that on the local church level it can, and must, be accomplished.
let me say right up front, as i researched this, my world was literally turned upside down. i had a general awareness of the situation, but when i looked at the specifics, i was dumbfounded... and the more i thought things through, the more i realized that i was about to undergo a huge transformation in the way i look at the local church's role in Kingdom work.
this may be comparing apples and oranges, or even watermelons and grapes, but i firmly believe this is at least a good starting point for making meaningful change in the way churches allocate their resources for ministering in the community and the world. i am involved with a ministry called Compassion International, and i am also very familiar with the ministry of World Vision, another Christian child advocacy group. these two organizations minister to children all over the world, primarily through child sponsorship, and also through emergency aid for tsunami victims, sanitary water initiatives, malaria intervention and AIDS initiatives, just to name a few. these would be tremendous burdens to take on just here in the united states, but these organizations have a huge impact here and around the globe... and they do it by spending upwards of EIGHTY PERCENT of their funds on programs that directly affect those whom they seek to minister to. compassion international spends 84% of its money ministering to children, just under 8% for administrative costs, and just over 8% for fundraising... world vision spends 87% directly on ministry to children, 5% administrative and 8% fundraising.
because of these percentages, both of these ministries are recognized for their financial integrity by such groups as the Evangelical Council for Financial Accountability (ECFA), the Better Business Bureau Wise Giving Alliance, and Charity Navigator. these are figures i've known about for years, and reasons why i place so much trust in how these ministries go about fulfilling their mission.
now then, after being totally convicted by the issues that were raised by wade over at monticello live, i did a little figuring, and here is what i have discovered (about one individual church, which shall remain anonymous), based on receipts and expenditures from january through may of this year... these percentages will obviously vary from one local church to another, although i suspect the variances will not be all that great. 13% of money taken in went toward missions and ministry (i included money spent on sunday school and discipleship training, which is mostly spent on church members, but giving the benefit of the doubt, i figure if a church is teaching the bible to its members, that in turn should at least partially translate into ministry in the community and the world at large, ideally speaking)... and 87% went toward administrative (basically payroll, physical plant and supplies). these percentages are very similar to what i found at compassion international and world vision, except for one little difference... THEY ARE COMPLETELY BACKWARDS. "so, what is the possibility," i wondered, "that these figures were skewed, perhaps because income fell short of expectations?" i decided to look at what was actually budgeted for missions/ministry vs. administrative to get a better idea of intent. well, i was right, the figures were skewed a bit. missions and ministry-related items, again into which i included amounts budgeted for the education program, account for 16.4% of the budget. which means that the remaining 83.6% was budgeted for expenses related to payroll, building upkeep, and supplies.
i've turned this over and over in my head in the weeks since i first looked at this. i've slept on it, and i've lost sleep over it. i've processed it, i've ranted and raved about it, i've prayed about it. and i've come to one conclusion... IT IS INEXCUSABLE, AND IT IS INDEFENSIBLE. the first thing i've had to do was personally repent of this myself, because for years as a church member and as a staff member, i bought right into this system... CONTRIBUTED to this system with my tithes, and helped LEGITIMIZE this system by taking a paycheck from it for 13 years. the thing i must do now is try to be part of the SOLUTION to the problem... by SPEAKING OUT about it, and by PUTTING MY MONEY WHERE MY MOUTH IS.
this one thing i do know... any organization is going to show what its priorities are by where it puts its money. charities like compassion and world vision have made ministry to children their top priority, and they show it by spending upwards of 87% of their money on programs that directly benefit children around the world. most of their money goes directly toward what they are most passionate about. what then does it say about churches when the vast majority of their money goes toward paying their staff and keeping up their buildings? no organization, no charity, should ever exist for the sole purpose of self-maintenance. the notion is absurd and in regards to the Church, it is downright sinful. yet, the very fact that over 80% of a church's money is spent on itself, tells me that the command of Jesus to go and make disciples of all nations has taken a back seat to self-interest.
i will say that i dont believe that churches first start out with the thought in mind that their mission in this world is to build fancy buildings (especially not to go into debt to do so) and maintain a large payroll. but as time goes by, they lose focus and they become image-conscious... for all the wrong reasons. churches SHOULD be concerned about the image they convey... but that image should be one of dying to self rather than serving self. as i said earlier, i dont know if it's fair to make the comparison between the church and charities like compassion or world vision. and maybe the 80% standard is an unrealistic expectation for churches. however, just as we as individual believers know that we can never live a perfect life as Christ did, we still strive to be Christ-like, so i would venture to say that even if spending 80% or more on missions and ministry is an impossible goal for a church to achieve (and i'm nowhere near convinced that it's impossible at all), it's at least something the church should strive for. if somebody can show me where i'm going wrong here, i'd be more than happy to listen. but are there any churches out there that have even a 51-49% breakdown of missions/ministry vs. administrative? is any church spending more on being missional than they are on themselves?
i know it's unrealistic to all at once go from spending 80-plus percent on yourself to spending it on reaching people for Christ, but we need to start the ball rolling now if meaningful change is ever going to occur. even in my own personal giving, it's going to take time to adjust, but my goal is to spend more on ministry and missions than i do on myself.
how will churches manage this undertaking, if they even choose to try? i honestly believe the solution lies in something that is a foreign notion to the church. i've even had to swallow hard on this one, but in order for the Kingdom to increase, churches are going to have to decrease (in size that is). to get bigger Kingdom-wise, we're going to have to get smaller beauracracy-wise. churches are going to have to deconstruct and shift the focus in the direction of empowering their small groups to initiate and take ownership of the ministries of the church. it may even mean the house church model for some. this goes against everything i ever learned in seminary. i've had classes in which i was instructed on how to manage and maneuver through layers of church administration. i've sat in youth ministry classes and had professors tell me what i should expect to be paid, and not to accept a penny less. i'm having to throw this type of thinking out the window.
this morning i broke away from writing this to transport one of our kids to his job, and on the way back i ended up being part of a bible study at dad's place. during that bible study, we talked about God interrupting our lives, and i must tell you, God used a guy named wade to interrupt mine. it's been over 3 weeks since he raised these issues, and my way of thinking about ministry and the Church has been completely upended. i suspect i'm not going to make very many friends over this, and i hope i dont lose any of the ones i have, but i'm completely sold out to this. if ministries of the scope and size of compassion and world vision are able to get a handle on this concept... the concept that the bulk of their resources must be designated to doing ministry... then i feel certain that on the local church level it can, and must, be accomplished.
10 Comments:
*Standing and applauding*
Way to go Dean. I just pray now that I too can follow your example. (And I'm glad to call myself your friend)
I applaud you!!!I am in complete and utter agreement with you on this....
I will also add-as I did at Monticellolive-that I have lived in the neighborhood of the old Second Baptist Church facility for the last 5 years.As has my mother in law(14 years),both of my sister in laws(14 years) and my brother in law(6 years).None of us,were ever ministered to by any member of Second Baptist Church.May I also add that this neighborhood is also NOT primarily african american.We have a good mix of both caucasians and african americans-and various other ethnicities- the way neighborhoods should be.I would like to invite you to one day come to our neighborhood and take a walk through it...so that you may see all of the people that populate this neighborhood in their daily lives.
robert...
i thank you for your friendship and your encouraging words. as for my example, i have a long way to go to get where i want to be on this. i believe if we can all get our personal mindset in line with this (having the mind of Christ?) then it will follow that churches will fall in as well, since the church is made up of... us!
k.t...
thanks for your encouragement too. i was a member of second when they were on pine and jackson, so i'm familiar with some of the neighborhood, and i think i over-stated my case when i referred to the neighborhood as predominantly african-american. it probably has even changed in the several years since i was there as part of that church. it is what i'd consider a transitioning neighborhood, though, which is precisely what scares the heck out of some white churches. i have VERY strong opinions on that aspect of this thing too, and i'll be posting about that in the near future as well.
To K.T....
I must openly and honestly apologize to you and your family. I have wronged you and your entire neighborhood. I served on staff at SBC a few years back and I can tell you truthfully that I was so consumed with 'churchy stuff', that I forgot about being 'THE CHURCH'. My 'job' if you will, forced me to be more focused on making sure the 'nuts and bolts' of the 'church machine' were working properly, and I allowed my viewpoint to become so clouded that I was more concerned with an inward view instead of the outward view that Christ teaches.
I have since made massive adjustments in my ministry, so much so that I left church staff in order to 'go' and 'be' more in the community. But none-the-less, I was wrong by my approach in your neighborhood and I sincerely ask for your forgiveness.
Thanks Dean for an incredible post, one in which I totally agree with, and a great platform to admit where I was wrong.
I am in awe that someone has had the guts to actually "go there." Wade's comments, although they were in the spirit they were in, has had me thinking a lot. Your post here is a huge slap on the butt that everyone in ministry should hear. Are we here to do ministry or are we here to provide comfort for ourselves? *ouch*
Must go pray about it now. Gee thanks!
Dean,
This was a heart-wrenching post, and I appreciate your personal risk and investment. After all, you work for an organization and a Convention that are modeling what you are describing here.
However, I think there are other viewpoints here as well, and the issue certainly isn't as black and white as you portray it.
I am aware of churches that "spend most of their money on themselves" and are doing amazing ministry in their communities. That's partially because so much of the community is represented well in their church.
When a church pays an electric bill... is that ungodly?
Were there not costs and overhead to the Old Testament temple and sacrificial system which God designed? If you'll do a quick review of just how many sacrifices were being made daily, you'll be stunned and perhaps tempted to wonder if God Himself is not a bad steward.
I think first and foremost followers of Christ are called to follow Him. That most assuredly means that we "go into all the world and make disciples." Jesus described that as meaning "to teach them everything I have taught you." That type of teaching ministry may not have to have chalkboards, but it does seem to indicate organization, content, strategy, and a focus on leading people to believe the right things about themselves and God.
What you're describing about Compassion International and how you relate it to the church, is, I think patently unfair. It's like comparing a SWAT Team to a County Sheriff. SWAT Teams are highly trained, skilled and focused with dealing with particular things. A county sheriff, on the other hand, deals with much broader issues and does not have the luxury of picking and choosing what he will or will not do.
Compassion International and other parachurch ministries have no problems structuring their budgets in such a way as you describe because they are highly focused, and have become highly skilled at what they do. CI does not get involved in day-to-day training of believers. It can say no to hundreds of things because they do not fall within its purpose.
The church of Christ does not have that luxury. It is a messy institution because it's composed of people of all stripes, backgrounds, races, ages, and maturity.
A healthy church should be seeking to lead people (all people) into an understanding of who Jesus Christ is and who they are. It should then seek to lead people into a love relationship with Jesus. Life transformation begins to occur, and then for many years after that, we average church members are continually discovering areas of our lives that we must submit (and sometimes resubmit) to Christ. It's called discipleship and sanctification.
When you condemn any church for spending money on buildings, staff, and overhead, you're essentially belittling the whole process. Much the above takes place in those buildings. Pastors and staff are (or should be) people of high character, calling, and competence to help "equip the saints for the work of the ministry."
In both the OT and the NT, God's people are commanded to supplement and support their leaders financially and to provide for their needs.
All this does tend to lead to overhead. Should it be 80%? I would hope not, but who are we to say?
That TV that a church buys may be the instrument upon which someone finally sees a video that helps them release the pain of their past and trust Christ as their Savior and current Deliverer.
That church van may be used to transport kids (that Compassion International consistently overlooks) to VBS (which costs money) where they'll receive a snack supper ($) and maybe even a Bible. Hopefully, they'll experience the love of Christ as well, which is priceless, of course.
I'm certainly not trying to defend an unhealthy church's misplaced priorities. However, depending on where a church is in its life cycle, I think you'll find that all that money that you seem to be concerned about a church spending may actually be used by God to further His kingdom locally.
Having served in a parachurch ministry for eight years, I really don't think it's fair to compare the church to one. It's apples and oranges.
I so appreciate your heart, however. I love the personal transformation that is evidenced by your passion on this topic.
I also think that you may be "dead on" for the church in question (and many others as well). However, I certainly think it's unfair and perhaps even ungodly to play the percentage game to measure the effectiveness and vitality of a church or ministry.
There's a fantastic article by Randy Alcorn here. He's the author of Money, Possessions, and Eternity as well as The Treasure Principle which I think are deeply challenging for churches, individuals, and yes, parachurches.
tj... good to see you back again, and thanks for linking me up! it seems that wade had an impact on more than just me, and hopefully as folks think more on the issues he raised, some sort of change will result.
jeff... thanks for your input! i was getting worried that with all the agreement i was getting here, that folks would think i was censoring the dissenting opinions :-) i do want to address a few things you brought up though...
what do you mean when you talk about churches that "spend most of their money on themselves?" if you mean payroll, building notes and/or upkeep, and self-entertainment, then i would have a problem with that (as it applies to "spending MOST of their money"... i believe there are reasonable limits on spending for these categories). if you mean programs (i know thats a dirty word in a lot of circles, so lets say "ministries", ok?) that are designed to minister to the community and beyond, thats a different story.
of course it would be ungodly for a church to NOT pay their bills. i hope that type of thinking wasnt what you got out of my post! if a church incurs a debt or obligates itself to a bill, then of course they pay it. once out from under those debts and/or bills, use more discernment in the future (naturally utilities, insurance, etc. are a fact of life, and those types of expenses are unavoidable).
additionally, if you'll re-read the post, you'll see that i included costs for sunday school and discipleship training materials in the missions and ministry expenses, so you'll get no disagreement from me concerning "organization, content, strategy and focus on leading people to believe the right things about themselves and God."
the reason i used compassion and world vision in comparison to the local church is because of the HUGE disparity in where the money goes. if either of these para-church organizations were anywhere in the ballpark compared to churches (at least the one i looked at in detail) in regards to percentage of resources designated to missions/ministry vs. administrative, i wouldnt have even bothered. but to have a completely upside down comparison by percentages, one has to stop and wonder why. i did raise the possibility that i was comparing apples and oranges (or worse), but when you consider that compassion and world vision have paid staff, buildings and other overhead just like churches do, and on top of that the vast majority of their work is done outside this country, which is a far more expensive proposition than working right in one's own community, much less within the borders of one's own country, one has to wonder even more.
i would disagree with you when you say that CI doesnt get involved with day-to-day training of believers... that is one of the main focuses of their ministry to children world-wide. their projects are all church-based, and while they also focus on things like health, nutrition, hygiene and education, their main focus is on teaching the Word to these children. and i know that CI has a FAR broader diversity of backgrounds, races and levels of maturity than any single church body in america, simply because they minister in so many different countries.
the focus of my post is not condemnation of churches, but rather a statement of something that was awakened inside of me as the result of an apparent non-believer's (wade's) perception of what the average american church seems to be about. and any condemnation there may be on my part is not for spending money on overhead, buildings and staff, but on what i see as the DISPROPORTIONATE PERCENTAGE OF RESOURCES that are spent in those areas. even in a facility that is debt-free, there is always going to be overhead. even a house church has overhead. even Jesus had overhead, although he had no home. he still needed a place to stay and food to eat. He could have miraculously provided that for Himself on a daily basis the way he did when he fed the crowds of 5,000 and 4,000, but He chose to let some of His followers do that for Him.
you stated "should (overhead) be 80%? i would hope not but who are we to say?" i think anyone who is concerned about the state of the Church in america - declining professions of faith and declining baptisms - should have something to say about it, and i believe that 80% is way out of line. 80% the other way, insofar as the local church is concerned may be an impossible goal as well, but i think now that a discussion has started, we can figure out what it could and should be (knowing full well there is no magic number for all churches).
the other items you reference, church vans to transport kids, VBS to teach kids about Christ, snack suppers (which btw, may be the only decent meal that kid got that week), bibles... those arent the expenses i'm talking about, and they would be expenses that would be included in missions/ministry as far as i'm concerned. if a church was only using its vehicles to transport youth to six flags, on ski trips or to the beach, or to transport its senior adults on trips to branson or to go to a dinner theater in little rock, and NOT ever use them for ministry in the community and beyond, thats a problem for me.
you stated that it was unfair, and perhaps even ungodly to "play the percentage game". havent certain percentages been upheld as a standard of giving for years in say, the SBC concerning cooperative program giving? dont most churches consider percentages to some degree or another when hammering out their yearly budgets? jeff, suppose a church was spending 98% of its resources on buildings and payroll... would you still consider it ungodly if someone questioned that?
understand, if there is any condemnation in what i'm saying, it goes for me personally too, because as i mentioned in the post, i was on board with this thinking for years as a church member and staff member. what i hope to convey here more than condemnation, is the start of a dialog, which i think we've begun to accomplish here... maybe. i certainly dont have the answers, but by getting this out on the table, maybe some changes can take place.
by the way, an interesting side note (at least i thought it was interesting... since you dont hold the "percentage game" in very high regard, you may be a bit underwhelmed by this:-)... according to Charity Navigator, the Christian Foundation for Children and Aging spends a whopping 93% on program expenses, and a mere 4% on administrative expenses. there are 2 things i'd like to try and do... 1) somehow survey a spectrum of churches and see how money is budgeted, and 2) contact these parachurches and get their input on whether they believe their models would translate in any way to the local church.
i believe, based on conversations we've had, that journey church models some of what i've mentioned in the post... small groups and even individuals initiating and taking ownership of ministries, for one. i cant help but think that just that one area has resulted in a more efficient allocation of church funds. jeff, i value your opinions and your input, and i appreciate the balance you bring to this discussion.
This is so thought provoking. I love that several sides were presented without anyone being rude or tactless.
Dean, Here's two great books I've read in '08 that give some real thought to "the church": "Jim and Casper go to Church" by Henderson & Casper; "Wisdom Hunter" by Randall Arthur...and if you haven't read "The Shack", it's very interesting.
You have changed mt thoughts for ever. Bow you ! thanks a lot for sharing Charity Navigator ..
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